Privacy & Security
What does 1st Alliance do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons 1st Alliance chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes - Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | Yes |
| Can you limit this sharing? | No |
For our marketing purposes - To offer our products and services to you.
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | Yes |
| Can you limit this sharing? | No |
For joint marketing with other financial companies
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | No |
| Can you limit this sharing? | We don't share |
For our affiliates' everyday business purposes - Information about your transactions and experiences
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | Yes |
| Can you limit this sharing? | No |
For our affiliates' everyday business purposes - Information about your creditworthiness
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | No |
| Can you limit this sharing? | We don't share |
For our affiliates to market to you
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | No |
| Can you limit this sharing? | We don't share |
For non affiliates to market to you
| Question: | Answer: |
|---|---|
| Does 1st Alliance share this? | No |
| Can you limit this sharing? | We don't share |
Questions?
Call 515-832-2520 or go to www.fsbwc.com
Who we are
Who is providing this notice? 1st Alliance
What we do
How does 1st Alliance protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does 1st Alliance collect my personal information?
We collect your personal information, for example, when you
- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your debit card
We also collect your personal information from others, such as credit bureaus and other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for non affiliates to market to you
State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include NorthStar Bank
Non affiliates
Companies not related by common ownership or control. They can be financial and non financial companies.
- 1st Alliance does not share personal information with non affiliates so they can market to you.
Joint marketing
A formal agreement between non affiliated financial companies that together market financial products or services to you.
- 1st Alliance does not engage in joint marketing.
1st Alliance's website is directed to a general audience. We do not knowingly solicit or collect personal information from children on our site.
Approved December 2021
